UOB features different dwelling personal loan offers for HDB flat house owners, delivering an alternative choice to the HDB Concessionary Mortgage. Their choices incorporate equally set-rate and floating-charge deals, which might be normally pegged to the three-Month Compounded SORA. For example, a marketing deal could offer a amount of 3-Thirty day period Compounded SORA + 0.70% p.a. for the initial two years, which has a bare minimum loan dimensions of S$250,000. For a set-rate selection, prices is often as low as 2.28% for just a two-yr lock-in period of time. Eligibility to get a UOB financial loan is subject to Assembly the full Debt Servicing Ratio (TDSR) of 55% and various credit score prerequisites. UOB also here offers a unique "Go Inexperienced Dwelling Loan" for Homes which has a BCA Green Mark certification, offering dollars rebates. Additionally, They may be recognized for a very low valuation rate of just S£150 furthermore GST and provide a bridging mortgage choice for homeowners transitioning amongst Houses.